

Jim Cramer is a very smart man. I watch his show. I just do not follow his advice.

This 90 10 rule holds true in almost anything financial. Take the game of golf, for example. Ten percent of the professional golfers make 90 percent of the money.

For something to collapse, not all systems have to shut down. In most cases, just one system is enough. For example, the human body is a system of systems. If just one system, such as the cardiovascular system, shuts down, death follows.

When you combine boring with fear, you have fun.

The richest people in the world look for and build networks; everyone else looks for work.

People say 'I want to be rich.' The question is, 'Are you willing to do what it takes?'

People clinging to job security, savings, retirement plans, and other relics will be the ones financially-ravaged from 2010-2020, the most volatile world-changing decade in history.

It's time to start thinking differently about money and debt and start the healing process -- and the process toward wealth and freedom. 'Freedom from Bad Debt' can get you started.

When times are bad is when the real entrepreneurs emerge.
The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.

If you want to go somewhere, it is best to find someone who has already been there.

Most businesses think that product is the most important thing, but without great leadership, mission and a team that deliver results at a high level, even the best product won't make a company successful.

Most small-business owners have no financial education when they started. They weren't trained to be entrepreneurs.

If you can ask a young man to give his life for his country, you can lead people.

Ken Lay, the disgraced former chairman of Enron, found a way to escape his legal problems: He died after being convicted of fraud and conspiracy charges.

'Socialize' means we turn more of our personal powers over to Big Brother, not free enterprise.

If medical doctors can be sued for malpractice, shouldn't financial professionals practice under the same safeguard?

The rich are those who play to win. The middle class plays not to lose.

Intelligent people should learn from their experiences. With people on the street, the bad experience has beaten them.

A financial crisis is a great time for professional investors and a horrible time for average ones.

Every time I hear a politician mention the word 'stimulus,' my mind flashes back to high school biology class, when I touched battery wires to a dead frog to make it twitch.

Most of us are aware of the sacrificial slaughter of Bear Sterns. Some people call it a bailout, but I call it a handout -- a government handout to some of the richest people on Earth, paid for by American taxpayers.

The problem with real estate is that it's local. You have to understand the local market.

A game is like a mirror that allows you to look at yourself.

In the world of money and investing, you must learn to control your emotions.

You make more money if you're generous.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

Being politically correct means saying what's polite rather than what's accurate. I like to be accurate.

Something's very wrong with a nation that would rather spend money on war than take care of its children.

Most people are happy being average. Most are happy being faceless in a sea of faces.

If you must invest in paper, learn to be an options trader. Then you will know how to make money whether the markets are going up or down.

The trained mind is a rich mind.

The rich don't work for money -- the rich invent money.

Few people realize that luck is created.

Quitting is the easiest thing to do.

Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing.

French fries kill more people than guns and sharks, yet nobody's afraid of French fries.

You have to look for teachers. If you want to be a mechanic, go hang out with mechanics.

Face your fears and doubts, and new worlds will open to you.

If you're working for a good company and you're happy there, and you're being compensated accordingly, and your work satisfies you, you should stay there.

Inside of every problem lies an opportunity.

I believe that one key to success is to accept truth, no matter how it's spoken.

If you or I fail at business, we fail. If we cheat and fail, we go to jail. But if you're rich and politically connected, your incompetence may be protected by a government bailout.

Often, in the real world, it's not the smart that get ahead but the bold.
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