pink pig coin bank on brown wooden tablePhoto Credit: Andre Taissin

A penny saved is a penny earned is the classic cliche about thriftiness and saving money. Here we present a collection of wise quotes (with shareable quote pictures) expanding on that idea for you to ponder and share. Wishing you an industrious and prosperous day, enjoy, please share widely, and please link back to us!

quote by Anonymous: The art is not in making money, but in keeping it. with background image: woman in red tube dress holding wine glass
Background Photo: Laura Chouette

The art is not in making money, but in keeping it.

--Anonymous
quote by H. John Poole: You must learn to save first and spend afterwards. with background image: pink pig figurine on white surface
Background Photo: Fabian Blank

You must learn to save first and spend afterwards.

--H. John Poole
quote by Peter Cochrane: The world is divided into two kinds of people, those who spend a great deal of time saving money, and those who spend a great deal of money saving time. with background image: people near body of water
Background Photo: Jordan Steranka

The world is divided into two kinds of people, those who spend a great deal of time saving money, and those who spend a great deal of money saving time.

--Peter Cochrane
quote by L G Durand: We have become a society of indulgent consumers resulting in rapidly increasing debt both personally and as a nation. with background image: time lapse photography body of water
Background Photo: JanFillem

We have become a society of indulgent consumers resulting in rapidly increasing debt both personally and as a nation.

--L G Durand

quote by Robert Lembke: Thrift: a way to spend money without having the least little bit of pleasure from it. with background image: green plants beside brown wooden door
Background Photo: Pedro Ramos

Thrift: a way to spend money without having the least little bit of pleasure from it.

--Robert Lembke
quote by Walter Slezak: Spending money you don't have for things you don't need to impress people you don't like. with background image: leafless tree on snow covered ground
Background Photo: Wolfgang Hasselmann

Spending money you don't have for things you don't need to impress people you don't like.

--Walter Slezak

quote by Adam Smith: No complaint... is more common than that of a scarcity of money. with background image: red coupe parked in front of black and gray building during daytime
Background Photo: Serge Kutuzov

No complaint... is more common than that of a scarcity of money.

--Adam Smith

quote by Auliq Ice: Keep your eyes on the price when spending, don't regret later to find that you have nothing for tomorrow. with background image: yellow flower field under clear sky
Background Photo: Jeremy Bishop

Keep your eyes on the price when spending, don't regret later to find that you have nothing for tomorrow.

--Auliq Ice
quote by Dave Ramsey: Saving must become a priority, not just a thought. Pay yourself first. with background image: two private jets money plane
Background Photo: Niklas Jonasson

Saving must become a priority, not just a thought. Pay yourself first.

--Dave Ramsey
quote by Dave Ramsey: A budget is telling your money where to go instead of wondering where it went. with background image: airplane wing above body of water during daytime
Background Photo: Kirill

A budget is telling your money where to go instead of wondering where it went.

--Dave Ramsey

quote by Doris Lessing: Every spendthrift passion has its attendant courtiers. with background image: grayscale photo of a bunch of metal tools
Background Photo: Zachary Kadolph

Every spendthrift passion has its attendant courtiers.

--Doris Lessing

quote by Ehsan Sehgal: Saving money Today secures, eases, and beautifies Tomorrow. with background image: white and brown sailing boat
Background Photo: Roan Lavery

Saving money Today secures, eases, and beautifies Tomorrow.

--Ehsan Sehgal

quote by George Herbert: Be thrifty, but not covetous. with background image: plant growing from coin jar wallpaper
Background Photo: Towfiqu barbhuiya

Be thrifty, but not covetous.

--George Herbert
quote by Gertrude Stein: Money is always there but the pockets change; it is not in the same pockets after a change, and that is all there is to say about money. with background image: photo of author Gertrude Stein with quote

Money is always there but the pockets change; it is not in the same pockets after a change, and that is all there is to say about money.

--Gertrude Stein

quote by Jean de la Bruyere: The spendthrift robs his heirs the miser robs himself. with background image: grayscale photo of a bunch of metal tools
Background Photo: Zachary Kadolph

The spendthrift robs his heirs the miser robs himself.

--Jean de la Bruyere
quote by Jerry Seinfeld: Dogs have no money. Isn't that amazing? They're broke their entire lives. But they get through. You know why dogs have no money? .. No Pockets. with background image: photo of author Jerry Seinfeld with quote

Dogs have no money. Isn't that amazing? They're broke their entire lives. But they get through. You know why dogs have no money? .. No Pockets.

--Jerry Seinfeld
quote by John Maynard Keynes: The engine which drives enterprise is not thrift, but profit. with background image: liquor pouring on clear shot glass
Background Photo: Adam Jaime

The engine which drives enterprise is not thrift, but profit.

--John Maynard Keynes
quote by John Ray: Spend not where you may save; spare not where you must spend. with background image: man standing in bathroom with bathtub next to body of water
Background Photo: Ishan @seefromthesky

Spend not where you may save; spare not where you must spend.

--John Ray
quote by John Templeton: Those who spend too much will eventually be owned by those who are thrifty. with background image: two private jets money plane
Background Photo: Niklas Jonasson

Those who spend too much will eventually be owned by those who are thrifty.

--John Templeton
quote by Joseph Joubert: Be saving, but not at the cost of all liberality. Have the soul of a king and the hand of a wise economist. with background image: yellow petaled flower screenshot
Background Photo: Yoksel 🌿 Zok

Be saving, but not at the cost of all liberality. Have the soul of a king and the hand of a wise economist.

--Joseph Joubert
quote by Mokokoma Mokhonoana: Not wasting money is the best way to save money. with background image: person holding 1 us dollar bill
Background Photo: Sasun Bughdaryan

Not wasting money is the best way to save money.

--Mokokoma Mokhonoana
quote by Norman Ralph Augustine: People working in the private sector should try to save money. There remains the possibility that it may someday be valuable again. with background image: lighted candle in dark room
Background Photo: Carolyn V

People working in the private sector should try to save money. There remains the possibility that it may someday be valuable again.

--Norman Ralph Augustine
quote by Orrin Woodward: If you don't respect money, it won't respect you. with background image: woman in red tube dress holding wine glass
Background Photo: Laura Chouette

If you don't respect money, it won't respect you.

--Orrin Woodward

quote by Publilius Syrus: The timid man calls himself cautious, the sordid man thrifty. with background image: man in black pants sitting on chair
Background Photo: Ira Ostafiichuk

The timid man calls himself cautious, the sordid man thrifty.

--Publilius Syrus
quote by Richie Norton: Saving money is good. Saving dreams is not good. with background image: pink pig coin bank on brown wooden table
Background Photo: Andre Taissin

Saving money is good. Saving dreams is not good.

--Richie Norton
quote by Sam Ewing: The reason that so many of us cannot save money is because of our friends. They're always buying something we can't afford. with background image: pink and white roses on white surface
Background Photo: Kilimanjaro STUDIOz

The reason that so many of us cannot save money is because of our friends. They're always buying something we can't afford.

--Sam Ewing

quote by Wendell Berry: I believe in thrift as I believe in freedom, but I don't support the plutocratic hostility to taxation, regulation, and protections of land, water, and air. with background image: solid background
Background Photo: Annie Spratt

I believe in thrift as I believe in freedom, but I don't support the plutocratic hostility to taxation, regulation, and protections of land, water, and air.

--Wendell Berry
quote by William Shatner: If saving money is wrong, I don't want to be right! with background image: silhouette of mountain during sunset
Background Photo: Sonil Trivedi

If saving money is wrong, I don't want to be right!

--William Shatner
quote by Sophia Amoruso: Money looks better in the bank than on your feet. with background image: green plant on brown round coins
Background Photo: Visual Stories || Micheile

Money looks better in the bank than on your feet.

--Sophia Amoruso
quote by Gary Sinise: I save money when I'm working so that I never have to take a role simply to pay the bills. with background image: photo of author Gary Sinise with quote

I save money when I'm working so that I never have to take a role simply to pay the bills.

--Gary Sinise

quote by Andra Day: I'm very particular but very thrifty at the same time. with background image: person wearing gold and silver round analog watch
Background Photo: Gilles De Muynck

I'm very particular but very thrifty at the same time.

--Andra Day
quote by Brigham Young: If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage. with background image: photo of author Brigham Young with quote

If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.

--Brigham Young
quote by Britt Ekland: Think of your pension and start saving. Like my father, I have been a spendthrift, and I regret that. with background image: brown hedgehog
Background Photo: Liudmyla Denysiuk

Think of your pension and start saving. Like my father, I have been a spendthrift, and I regret that.

--Britt Ekland
quote by Bernice Fitz-Gibbon: It's smart to be thrifty. with background image: silver round coin on white ceramic pig coin bank
Background Photo: Damir Spanic

It's smart to be thrifty.

--Bernice Fitz-Gibbon
quote by Elizabeth Warren: Balancing your money is the key to having enough. with background image: clear crystal uplight chandelier
Background Photo: Benjamin Salvatore

Balancing your money is the key to having enough.

--Elizabeth Warren
quote by Elizabeth George: You contribute much to your marriage by the wise, thrifty, diligent management and oversight of your part of the household budget. with background image: yellow and purple flower with white background
Background Photo: Flavia Bon

You contribute much to your marriage by the wise, thrifty, diligent management and oversight of your part of the household budget.

--Elizabeth George
quote by Erin Wasson: When you can take something that is a reject at the thrift store sitting on the bottom of a pile of junk and make it work, make it look interesting, that's real style to me. with background image: photo of author Erin Wasson with quote

When you can take something that is a reject at the thrift store sitting on the bottom of a pile of junk and make it work, make it look interesting, that's real style to me.

--Erin Wasson
quote by J. Paul Getty: I was brought up in an era when thrift was still considered a virtue. with background image: clear crystal uplight chandelier
Background Photo: Benjamin Salvatore

I was brought up in an era when thrift was still considered a virtue.

--J. Paul Getty
quote by Jean Chatzky: In fact, the bigger the bill, the less likely you are to spend it. If you want to really save money, spend only cash and carry only fifty-dollar bills. with background image: yellow labrador retriever puppy lying on floor
Background Photo: Himanshu Choudhary

In fact, the bigger the bill, the less likely you are to spend it. If you want to really save money, spend only cash and carry only fifty-dollar bills.

--Jean Chatzky
quote by Jean Chatzky: After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up -- at least over the long term. with background image: photo of author Jean Chatzky with quote

After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up -- at least over the long term.

--Jean Chatzky

quote by James Beard: It is true thrift to use the best ingredients available and to waste nothing. with background image: watch on wrist wallpaper
Background Photo: Ness P. Colmart

It is true thrift to use the best ingredients available and to waste nothing.

--James Beard
quote by James Beard: There is absolutely no substitute for the best. Good food cannot be made of inferior ingredients masked with high flavor. It is true thrift to use the best ingredients available and to waste nothing. with background image: photo of author James Beard with quote

There is absolutely no substitute for the best. Good food cannot be made of inferior ingredients masked with high flavor. It is true thrift to use the best ingredients available and to waste nothing.

--James Beard
quote by Joe Moore: A simple fact that is hard to learn is that the time to save money is when you have some. with background image: green sports court illustration
Background Photo: Timothy Tan

A simple fact that is hard to learn is that the time to save money is when you have some.

--Joe Moore
quote by Lara Spencer: I love charity thrift stores. Amazing one-of-a-kind pieces at terrific prices, and all the money you spend goes to a good cause. with background image: clear wine glass with red wine
Background Photo: Thomas Franke

I love charity thrift stores. Amazing one-of-a-kind pieces at terrific prices, and all the money you spend goes to a good cause.

--Lara Spencer
quote by Lady Randolph Churchill: We owe something to extravagance, for thrift and adventure seldom go hand in hand. with background image: photo of author Lady Randolph Churchill with quote

We owe something to extravagance, for thrift and adventure seldom go hand in hand.

--Lady Randolph Churchill
quote by Kym Whitley: I'm not cheap, I'm thrifty. with background image: gold round coins on brown wooden table
Background Photo: Matthew Lancaster

I'm not cheap, I'm thrifty.

--Kym Whitley

quote by Paul Keating: I have said before, you don't expect conservative parties to believe in much, but you do expect them to believe in thrift. with background image: photo of author Paul Keating with quote

I have said before, you don't expect conservative parties to believe in much, but you do expect them to believe in thrift.

--Paul Keating
quote by Theodore Dreiser: Conservatism -- hard work -- saving one's money -- looking neat and gentlemanly. It was such an Eveless paradise, that. with background image: photo of author Theodore Dreiser with quote

Conservatism -- hard work -- saving one's money -- looking neat and gentlemanly. It was such an Eveless paradise, that.

--Theodore Dreiser
quote by Zoey Deutch: My mom passed on her obsession of all things antique or vintage. I love to go thrift store shopping or explore any sort of garage sale. Treasure hunting is a family passion. with background image: photo of author Zoey Deutch with quote

My mom passed on her obsession of all things antique or vintage. I love to go thrift store shopping or explore any sort of garage sale. Treasure hunting is a family passion.

--Zoey Deutch
quote by J. G. Holland: No genuine observer can decide otherwise than that the homes of a nation are the bulwarks of personal and national safety and thrift. with background image: gray building
Background Photo: Mitchell Luo

No genuine observer can decide otherwise than that the homes of a nation are the bulwarks of personal and national safety and thrift.

--J. G. Holland
quote by Henry Taylor: The art of living easily as to money is to pitch your scale of living one degree below your means. with background image: adult short-coated brown dog near green leaf plant
Background Photo: Matthew Daniels

The art of living easily as to money is to pitch your scale of living one degree below your means.

--Henry Taylor
quote by Morgan Housel: Saving is the gap between your ego and your income. with background image: stacked round gold-colored coins on white surface
Background Photo: Ibrahim Rifath

Saving is the gap between your ego and your income.

--Morgan Housel

quote by Raj Patel: The opposite of consumption is not thrift -- it is generosity. with background image: clear crystal uplight chandelier
Background Photo: Benjamin Salvatore

The opposite of consumption is not thrift -- it is generosity.

--Raj Patel
quote by Paul Clitheroe: Personally, I tend to worry about what I save, not what I spend. with background image: airplane wing above body of water during daytime
Background Photo: Kirill

Personally, I tend to worry about what I save, not what I spend.

--Paul Clitheroe

quote by Elizabeth Rogers: At the end of the day, saving money is really about efficiency. You simplify your life, and its overall quality inevitably gets better. with background image: people holding shoulders sitting on wall
Background Photo: Duy Pham

At the end of the day, saving money is really about efficiency. You simplify your life, and its overall quality inevitably gets better.

--Elizabeth Rogers
quote by Elly Blue: We are, most of us, paying far more for transportation than we can truly afford. And more and more of us are starting to realize it. with background image: Bryce Canyon National Park Sunrise Point at Utah
Background Photo: Zhanjiang Chen

We are, most of us, paying far more for transportation than we can truly afford. And more and more of us are starting to realize it.

--Elly Blue
quote by Jimmy O. Yang: Mother always tries to buy things for a reasonable price. I was never allowed to buy things at full price. Probably, it's rooted in the Chinese mentality. We are very thrifty. with background image: photo of author Jimmy O. Yang with quote

Mother always tries to buy things for a reasonable price. I was never allowed to buy things at full price. Probably, it's rooted in the Chinese mentality. We are very thrifty.

--Jimmy O. Yang
quote by Confucius: He who will not economize will have to agonize. with background image: pink pig figurine on white surface
Background Photo: Fabian Blank

He who will not economize will have to agonize.

--Confucius


quote by Theodore Roosevelt: You cannot create prosperity by law. Sustained thrift, industry, application, intelligence, are the only things that ever do, or ever will, create prosperity. But you can very easily destroy prosperi… with background image: photo of author Theodore Roosevelt with quote

You cannot create prosperity by law. Sustained thrift, industry, application, intelligence, are the only things that ever do, or ever will, create prosperity. But you can very easily destroy prosperity by law.

--Theodore Roosevelt
quote by Ovid: He lives well who lives retired, and keeps
His wants within the limits of his means. with background image: man and woman kissing
Background Photo: Filipe Almeida

He lives well who lives retired, and keeps
His wants within the limits of his means.

--Ovid
quote by Oscar Wilde: Each class preaches the importance of those virtues it need not exercise. The rich harp on the value of thrift, the idle grow eloquent over the dignity of labor. with background image: photo of author Oscar Wilde with quote

Each class preaches the importance of those virtues it need not exercise. The rich harp on the value of thrift, the idle grow eloquent over the dignity of labor.

--Oscar Wilde
quote by George Eliot: It's no use filling your pocket with money if you have got a hole in the corner. with background image: airplane wing above body of water during daytime
Background Photo: Kirill

It's no use filling your pocket with money if you have got a hole in the corner.

--George Eliot
quote by Orison Swett Marden: Thrift means that you should always have the best you can possibly afford, when the thing has any reference to your physical and mental health, to your growth in efficiency and power. with background image: photo of author Orison Swett Marden with quote

Thrift means that you should always have the best you can possibly afford, when the thing has any reference to your physical and mental health, to your growth in efficiency and power.

--Orison Swett Marden
quote by Rudyard Kipling: Any fool can waste, any fool can muddle, but it takes something of a man to save, and the more he saves the more of a man does it make of him. with background image: white clouds and blue sky
Background Photo: J Lee

Any fool can waste, any fool can muddle, but it takes something of a man to save, and the more he saves the more of a man does it make of him.

--Rudyard Kipling


quote by Barack Obama: The easiest way to save money is to waste less energy. with background image: man in black pants sitting on chair
Background Photo: Ira Ostafiichuk

The easiest way to save money is to waste less energy.

--Barack Obama

quote by Benjamin Franklin: If you would be wealthy, think of saving as well as getting. with background image: photo of author Benjamin Franklin with quote

If you would be wealthy, think of saving as well as getting.

--Benjamin Franklin
quote by Horace: When I caution you against becoming a miser, I do not therefore advise you to become a prodigal or a spendthrift. with background image: blue sky with stars during night time
Background Photo: George Foster

When I caution you against becoming a miser, I do not therefore advise you to become a prodigal or a spendthrift.

--Horace
quote by Ralph Waldo Emerson: Nature is no spendthrift, but takes the shortest way to her ends. with background image: Rolls Royce car emblem wallpaper
Background Photo: Matheus Bardemaker

Nature is no spendthrift, but takes the shortest way to her ends.

--Ralph Waldo Emerson
quote by Dave Ramsey: You must gain control over your money or the lack of it will forever control you. with background image: white cat lying on white textile
Background Photo: Sincerely Media

You must gain control over your money or the lack of it will forever control you.

--Dave Ramsey
quote by Will Rogers: The quickest way to double your money is to fold it in half and put it in your back pocket. with background image: shallow focus photo of white rose
Background Photo: Andrew Johnson

The quickest way to double your money is to fold it in half and put it in your back pocket.

--Will Rogers
quote by John D. Rockefeller: I believe that thrift is essential to well-ordered living. with background image: copper-colored coins on in person's hands
Background Photo: Annie Spratt

I believe that thrift is essential to well-ordered living.

--John D. Rockefeller
quote by William Feather: The reward of energy, enterprise and thrift is taxes. with background image: 1 US dollar banknote
Background Photo: Giorgio Trovato

The reward of energy, enterprise and thrift is taxes.

--William Feather
quote by Marcus Tullius Cicero: Thrift is of great revenue. with background image: green plant on brown round coins
Background Photo: Visual Stories || Micheile

Thrift is of great revenue.

--Marcus Tullius Cicero
quote by Henry David Thoreau: The cost of a thing is the amount of what I will call life which is required to be exchanged for it, immediately or in the long run. with background image: silhouette photo of couple standing on beach watching sunset
Background Photo: Nathan Dumlao

The cost of a thing is the amount of what I will call life which is required to be exchanged for it, immediately or in the long run.

--Henry David Thoreau
quote by Aesop: It is thrifty to prepare today for the wants of tomorrow. with background image: river painting
Background Photo: Birmingham Museums Trust

It is thrifty to prepare today for the wants of tomorrow.

--Aesop
pink pig coin bank on brown wooden table

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